65:
Yes I do. It's called a bad faith claim. If your insurer intentionally and wrongfully witholds payment of a legitimate claim then you can file a bad faith claim against your insurer.
65, you illustrate a point that I have been trying to make on these boards for years, that is, the general public seems to have been conditioned by the insurance companies and their allies that lawsuits, by their nature, are frivolous.
Contrary to what your fellow Bowling Greenite might think, most lawyers turn down the majority of cases that walk in their office. I should only speak for myself however.
I think it is telltale of our society as to how almost your apologetically brought up the problem you were having with your carrier. It's interesting that you feel this way. Not to single you out but I think society generally feels the way you do.
This is a great example of how the insurance industry propoganda machine has conditioned people to be afraid to make a claim. And gee wilikers, guess who is taking advantage of it.
Eddie