Pinnacle... Whitewater -3.5
This team has been pissing me off all season, because every week they win in the playoffs is another unscheduled weekend of work for me (at least my company is too cheap to send me to Salem, so I get today off). It's time for them to pay me back.
Mount Union is the "name" team. They've won several national titles recently, and once again find themselves in the title game. Whitewater comes from a conference that is known mostly for having UW-La Crosse. But this team is a machine. Their offense can kill you on the ground or through the air. Jacobs at QB and Beaver at running back are among the very best, if not THE best, in the nation at their positions. Whitewater also has a couple of outstanding wideouts, including Derek Stanley, who can hold his own against any D3 player in the country.
The defense doesn't get the hype that the O does, but it isn't any less efficient.
Whitewater wins this one going away, at least by 10+.
NCAA football D3 GOY.... Wisconsin-Whitewater -3.5 +107 (I've always wanted to have a GOY, and since this will be my only D3 play of the season, it fits the bill)