Homeowners Insurance Rates

c20916

Slacker
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Aug 19, 2000
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St. Charles, IL
I know rates vary based on type of coverage and what type of house you have, but we have sold our house and are going to move, but haven't found a place yet. We just wanted to get an idea of how much homeowners insurance is going to cost us.

We are moving out of a townhouse, so all we needed was contents coverage since the association covers the structure.

Thanks in advance.
 

Agent 0659

:mj07:
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Dec 21, 2003
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Just shoot me an email and I will do some quotes for you. Rates vary so much from zip code to zip code let alone state to state. Not going to do you ANY good finding out what people on here pay, it wont relate to you in the least bit. Your insurance(credit) score will weigh heavily.
 

AR182

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Nov 9, 2000
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Scottsdale,AZ
agent....

if you don't mind me asking what company do you write for ?

i'll understand if you don't want to mention it here...
 

Agent 0659

:mj07:
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Dec 21, 2003
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AR182 said:
agent....

if you don't mind me asking what company do you write for ?

i'll understand if you don't want to mention it here...


Independent, with an agency that has been in business since 1910, largest commercial agency in the State and I do all the Auto/Home/Individual health and Individual life. I have about 100 different carriers.
 

The Boys

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Royal Oak, Michigan, a Detroit Suburb
Agent 0659 said:
Independent, with an agency that has been in business since 1910, largest commercial agency in the State and I do all the Auto/Home/Individual health and Individual life. I have about 100 different carriers.

Health insurance agent myself..........have my own agency, all we do is health, group and individual.
 

AR182

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Nov 9, 2000
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Scottsdale,AZ
The Boys said:
Health insurance agent myself..........have my own agency, all we do is health, group and individual.


boys....

i was an health, life, & p&c agent for about 15 years & only wrote 1 health policy & it lapsed after a few months....it was too expensive to write...
 

Agent 0659

:mj07:
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Tough sell that Life and Health. I love it as the occasional bonus but wouldnt want to feed myself on that alone. Those group policies are sure nice :)
 

The Boys

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Agent 0659 said:
Tough sell that Life and Health. I love it as the occasional bonus but wouldnt want to feed myself on that alone. Those group policies are sure nice :)

I do 50% group 50% individual, been doing health only for 15 years now, been in the business for 24 years. I'm a Blue Cross agent so I sell all there products...............there's lots of $$$ out there in this area.

My 2 most favorite words: residual income :SIB
 

AR182

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Nov 9, 2000
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i know what you mean...

after i retired i was still getting commissions for 10 years..but then the well ran dry...
 

DOGS THAT BARK

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Jul 13, 1999
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Bowling Green Ky
Boys Out of curiousity does BC BS in Mich pay commission on group on % basis or have they went to per contract like KY?

They changed commission structure here from % of premium to set amount per contract--took about a 35% cut in pay on BC BS renewals.UHC climbed on same approack the following year.
 

The Boys

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Oct 17, 2001
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Royal Oak, Michigan, a Detroit Suburb
DOGS THAT BARK said:
Boys Out of curiousity does BC BS in Mich pay commission on group on % basis or have they went to per contract like KY?

They changed commission structure here from % of premium to set amount per contract--took about a 35% cut in pay on BC BS renewals.UHC climbed on same approack the following year.


Blue Cross Commission schedule:

http://www.hcaweb.net/forms/commissions/commission_schedule.pdf
 
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