The best thing to do (In MHO) is to open a checking account at your local bank. Use this account for wagering and keep very little in it.
Transfer the $$$ from Neteller as an EFT (Before noon, est) and your money will be in that account the next day.
I have the wagering account at the same bank and transfer the money from the EFT into my real bank account. Hope this helps.
(As far as the checks, never had one sent)