I also think it's a good idea to go with both Toledo and the Under. You have to think that the only way Miami wins this one is if they shut down the high-powered Toledo O. A shootout definitely favors Toledo. I think if you make those 2 plays you should go 1-1 at worst, and if Toledo pulls out a hard-fought 31-28 game or something (which is still high scoring), you get both. As always, though, in this situation OT can kill you.