I am on Penn State as a home dog for 2 reasons.
(1) Minny has played nobody. So what if they are 4-0?
(2) Minny has been abysmal on the Big 10 road the past few years. I do not have the data in front of me, but I think something like 2-11 SU and 3-10 ATS the last 13.
I think Penn St gets it done.