Health Insurance Health Care Price Drop

[djv]

Well I see congress passed the 250000 cap for pain and suffering.
I guess our insurance and health care cost should start dropping very soon. Im sure the insurance companies will drop rates at once to the hospitals. This will allow hospital to drop there over charging of us. I would hope to see these results in next 3 to 4 months. But then I have this hunch they will find another reason to just keep sticking it to us.

 

[SixFive]

I'm sure they'll drop the costs as quickly as the gas stations drop theirs

Did u also know that health care workers (me included) have some of the worst health insurance? Does that make sense, seems like we should have the best!:shrug:

 

[djv]

Sixfive I did now that. My company has a contract with our local hospital. We are covered better then those who work there. My wife is a RN with the Mayo system. Mayo is one of the best in the world. My companies insurance is better then hers. There is a price to pay however. My insurance through my company has always been a little higher in price. Not much but a little. Now that im retired. I get topay for this myself starting this September.
632 a month. And that is with my company still paying 155 on top of that. 787 Just nuts. You now just 15 years ago it was 95 a month. Hey im willing to pay for inflation. But you can see this has gone way past any inflation.

 

[SixFive]

it sure has! If u have had any procedures or hospitalizations lately, u can really see it. The prices for meds are routinely 5 times as much as u can get them for in your local pharmacy, and sometimes 10 times as much. Sterile supplies are way overpriced, etc., etc. We have a machine we use sometimes that u have to have no special training for. It is used to check bladder volumes. 200 bucks a pop! When you're in the hospital and they put the probe on your finger to check your oxygen level, 100 bucks a pop. Ridiculous. Since your wife is a nurse, I'm sure u realize there is a shortage, but at the same time, the hospitals are cutting back.

 

[dr. freeze]

need to also curb the patent rights....(thats an anti-conservative position)

also need to ban drug companies from advertising so much (another anti-conservative position)...lots of $$ goes into this and all they say is "ask your doctor this" or "ask you doctor that".....well, doctor knows already about it and this just adds to the costs of things....huge aggressive marketing campaign really hurts the consumer in the long run....also this is anticonservative position but health care/drugs a lot different than other services and products

anothe thing that needs to be done is to tell insurance companies somehow to eliminate positions of people who have to babysit doctors....all they do is create problems....insurance companies need to restore their faith in the administration of medicine...doctors who are crooks will eventually get caught and should be prosecuted to fullest extent of the law.....this would eliminate lots of other overhead

another thing that needs to happen is to reduce paperwork required to do stuff.....way too much time spent in offices and hospitals for this stuff....much of it is because of insurance paperwork, legal stuff, and other crap....again lots of overhead that doesn't need to be there

many other problems other than bad justice..but its a good place to start....

 

[djv]

I get a treadmill every other year as part of a program im in for prevenitive health care. When I took my first one at age 49 it was about 188 bucks. That was 11 years ago. My last one was 778.
Only differance. They put a doc in the room now. Guess what his charge is. Almost half of the 778. Hey he is in the room for a total of about 20 minutes.

 

[dr. freeze]

guess where that 400$ goes.....

probably 100 to insuracne
100 to staff
100 to hospital
50 to him
50 to make up for 30-40% of bills you never collect on

 

[djv]

Doc thats 400 who gets the 378 thats left.

 

[dr. freeze]

lol....the hospital......they get ridiculous sums of $$....fat cat administrators

 

[dr. freeze]

regular ol' doctor gets about 100-150 these days if he works his tail off and runs his business well.....still a good living, but i tell you what, it is a lot easier doing other things....

think we want doctors to still make quite a bit though to keep incentive for smart young kids to want to become one....or we will get 2nd tier and health care will lose lots of quality and more problems will ensue

 

[djv]

What we need is many Sons and Daughter to follow there Mothers and Father in to the profession. Use to see alot of that. Need more again.