This is insane. I am a retired school teacher. I can't afford insurance for a family of four under Teacher Retirement System (TRS), so I searched under HealthCare.gov. Who in the world (or in the U.S.) would even pay for this and why? Here is a sample. Note: After deductible.
Deductible
$12,000
Family Total
Out-of-pocket maximum
$13,500
Family Total
Estimated total yearly costs
Add
Copayments / Coinsurance
Emergency room care
50% Coinsurance after deductible
Generic drugs
$3
Primary doctor
50% Coinsurance after deductible
Specialist doctor
50% Coinsurance after deductible
Deductible
$12,000
Family Total
Out-of-pocket maximum
$13,500
Family Total
Estimated total yearly costs
Add
Copayments / Coinsurance
Emergency room care
50% Coinsurance after deductible
Generic drugs
$3
Primary doctor
50% Coinsurance after deductible
Specialist doctor
50% Coinsurance after deductible
