Medicare always gets medical care at less cost than ANY private insurance company, and Medicare doesn't have to pay huge executive salaries and bonuses, shareholders dividends, and worthless leaches like you who suck up premium money.
Yes, I know the difference between Medicare and Medicaid (which I can spell).:mj07:
Of course, Medicare gets a lower rate. This is not the free market at work - this is the government mandating a reimbursement schedule for docs and hospitals.
So, how do they stay in business? By inflating the cost in the private sector. It is called cost shifting (as I assume you didn't know this).
Yes, let's pay ALL docs and hospitals Medicare rates - private or public insurance.
Let's see how many are left. More importantly, you'd have likely waited 3-5 years for your procedure you had done, as while it may have been a hinderance, it was certainly not life threatening.
Medicare reimbursement is a joke - ask ANY doctor or hospital. Ask any of them if they will ONLY see Medicare patients - and not private patients.
You'll quickly find the answer is no. They depend on private insurance, with the higher costs they can charge, to be able to make ends meet.
And you pick on insurance agents - yet, I"m sure you have no problem using an auto/home/life insurance agent. Yet health insurance is more complex, and has a much greater potential impact on someone, than any other kind of insurance.
Sometimes you just don't make sense (well, most of the time)