Ing Direct Roth IRA

[kneifl]

I have a few savings accounts with them and I have always been pleased with them. I really like their website too.

Just recently, I put a about 5k in a Roth IRA with them. I have heard people say very favorable things about their IRAs and some others have said not so favorable things (high fees). Does anyone here have any experience with them? Maybe I should stop putting money in there and open another Roth IRA account with Vangaurd for 3k (which would be my limit this year). I've heard nothing but good things about Vanguard.

Advice please...

kneifl

 

[s_dooley24]

I have a Roth IRA through Fidelity. I wouldn't pay any start-up fees. I think it depends what you plan on holding in the account. I chose Fidelity for two reasons.

1. Already had a brokerage acct with them, so its nice to look at the big picture at one time (also get reduced commission rates for the morel assets held by them) and I have had no problems in the past.

2. I planned to hold a mix of funds and indvidual stocks. Fidelity has a wide universe of their own funds and NTF (no transaction fee) funds. This cuts down on trading costs.

I would consider those points and that will get you started in the right direction.