Question regarding my credit and NETELLER

[hemiscatpak]

It seems that over the holidays when all of my family was visiting, some relative of mine, and I cant figure out who, got onto my computer, and logged into my NETELLER account and wired $500 to an old offshore wagering account I had, and I just got a demand email from NETELLER demanding their payment for the $500 and the $45 processing fee. I did a check and sure enough someone had tried sending a payment from an old bank account I had, that had been closed for 2 months prior, which didnt go thru. But the NETELLER agent is now saying I owe them $545, and that if I do not pay, they will sue me and report it on my credit report. I cannot find out who did this, and am still looking for the perpetrader, but do not want this to go on my credit report since I didnt authorize the transaction. What should I do? Ive tried explaining it to the NETELLER person, but they do not believe me. Are they bluffing me about legal action/reporting to my credit report, or are they serious? What should I do?

 

[HighRoller]

if you truly did not do this transaction...(as they have all transactions recorded via IP ADDRESS and seeming it came from your computer with your user name and password) you have two choices. Can they put it on your credit report ? doubtful being they are a canandian company and dont report to the us bureaus.
Where are the funds ? If they were sent to an old sportsbook simply withdrawal them and return them to your neteller account. Then ask them to waive the $45 fee as good faith. What I dont understand is how did this person get access to your neteller account user name and password then transfer $$ to a sportsbook with a username and password ? This story does not jive So if I reviewed this story I would say your fabricating it and you might as well take a chance on telling neteller to SUE YOU for the $$$. Did this perpetrader also make a bet with the $500 and lose? That is one smart perpetrader or your just one genuis who leaves all his passwords written on a piece of paper next to his computer. GOOD LUCK.

 

[dawgball]

I have a hard time logging into my own neteller account with their security. If this happened, one of your family members was definitely out to get you and you were very careless with your passwords. I hope it would be easy for you to narrow down the suspects. I'm sure you don't have that many people in your family that would do this to you.

 

[hemiscatpak]

if you truly did not do this transaction...(as they have all transactions recorded via IP ADDRESS and seeming it came from your computer with your user name and password) you have two choices. Can they put it on your credit report ? doubtful being they are a canandian company and dont report to the us bureaus.
Where are the funds ? If they were sent to an old sportsbook simply withdrawal them and return them to your neteller account. Then ask them to waive the $45 fee as good faith. What I dont understand is how did this person get access to your neteller account user name and password then transfer $$ to a sportsbook with a username and password ? This story does not jive So if I reviewed this story I would say your fabricating it and you might as well take a chance on telling neteller to SUE YOU for the $$$. Did this perpetrader also make a bet with the $500 and lose? That is one smart perpetrader or your just one genuis who leaves all his passwords written on a piece of paper next to his computer. GOOD LUCK.

Yes, I mistakenly, and didnt think it was bad before hand, but have a desktop icon containing my usernames/passwords for all my wagering accounts, offshores, neteller and firepay. I had NO idea a family member would do something such as this on my computer I have up stairs in my office. I have since withdrawn all my $$$$ that was in that offshore account and no longer have any funds in there. My Neteller account was a "special" account, used many times, so that all one had to do, is login, fill in the info I had listed in my folder I had on my desktop, and click "send" to automatically send the money to the offshore account. The wager was lost, and I never knew about it until now because if it had won, I would have seen an extra DIME in my account, I didnt wager during that period, and never saw the transaction. I tried telling this to the Neteller employee, and he will not listen. I have since deleted all my account info from my computer, and put it away only to where i can access it, but now I have them hounding me. The checking account that the NETELLER account tried pulling funds from was closed two weeks prior, and no money ever was sent to Neteller. I tried telling Neteller I closed the account and had no intentions of using Neteller for offshore funding anymore, hence the reason for closing the account, and they said "who cares, give us our money or we will pursue legal action.: I did not authorize the transaction and DO NOT feel I should have to pay for something that I never authorized--especially if no money was ever transfered anywhere. If ANYTHING ill pay the $45 transaction fee, if that will put this behind us, but they want $545 when no money was ever withdrawn from my account since it was closed. What I find hard to believe is that NETELLER would just send $500 to another merchant without first getting the funds from me......that makes NO sense to me.......But if I dont do anything, do you think they will really mess with my credit and sue?

 

[MadJack]

Are they bluffing me about legal action/reporting to my credit report, or are they serious? What should I do?

they are serious. you made (somebody made) an 'instant bank transfer' into neteller and before you can submit the request, you have to check the little box agreeing to their terms. they state that an instant transfer is the same as writing a check and they say that if the funds aren't available, they will use all means to collect it.

i'd pay it, but that's just me.

 

[HighRoller]

hemiscatpak...

contact a lawyer or pay it...

GL

 

[taoist]

...unless you know who you can sue (and it ain't netteller), contacting an attorney will do you no good.

...chances are very good that if netteller sues you. they will get a judgment and then you may also be on the hook for added costs and attorney's fees.

my humble advice is to pay it and learn an expensive lesson about:

1.) certain family members

2.) where not to keep my usernames and passwords


...good luck. sorry to hear the bad news.

 

[lakerfan]

You all are too nice.

99.9% this guy is trying to pull a fast one on Neteller. His story gave me one of the biggest laughs of the day. Chances of hitting a 12 teamer are better than his BS.

The real point of his post is to find out if he is going to hurt his credit or get in trouble as a result of committing fraud.

I wouldn't tell him anything helpful as he should have to sweat it some and then PAY Neteller.

 

[AR182]

i agree with lakerfan. i don't believe his story. he was just trying to pull a fast one over on netteller.

if,as jack said that, this is similar to writing a check that you know is not good, then you have committed fraud.

pay the money & learn your lesson.

 

[gardenweasel]

lakerfan

lakerfan

is a very sharp guy.....i`d have to surmise that he hit the nail right on the head....

 

[DJTranks]

Honestly if you are that dumb and ignorant to leave ALL of your fuking passwords on your computer, then sorry you deserve to have that happen to you, learn this lesson:

NEVER TRUST ANYONE!!!!!!!!!!!!!

 

[Schouest]

Ditto to the DJ

 

[The Big Tease]

Thats 71.49 hours at WalMart to pay this one off!!!! Good thing you wore that suit to the interview!!!

Sorry to hear about your misfortune though.......

 

[FUZZY NUTZ]

HEY KID, I BELIEVE YOUR STORY AS MUCH AS I BELIEVE THAT DR. SLEEZE IS GOING TO BE A COMPASSIONATE AND CARING DOCTOR WHEN HE FINISHES SCHOOL. PAY THEM THE MONEY YOU DEADBEAT!