Unbelievably bad week for the FatCoolOne

fatdaddycool

fatdaddycool

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Mar 26, 2001
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Hey thanks all for the well wishes. Apparently I shouldn't have taken it to the geek squad but as it was/is actually owned by the union that is where I take it and then send them the bill. I het a new one every year and have never had this kind of problem either with them(the geek squad) or my Swedish penis pump before.

It hasen't been proven who did it yet and I did have it covered in my homeowners which was helpful but still will take me a very long time to clear everything up. Absolute nightmare.

Jay. Somehow someone was able to identify my banking accounts and such and I am one of those assholes that uses the same password for everything. It almost feels like its my fault and maybe it is but I am still reeling from everything I am now finding out that has been done to my credit and accounts not to mention my penis:shrug:

friggin bad day


But for some here, my pain is their happiness soooooooooooooo.........................



Hope that helps,
FDC


p.s.
BBC,
If it were my identity you stole you would be thankful for your new Kia:shrug:


Thanks again guys appreciate all the good cheer
 
B

bsucards

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makes me more and more think about doing the lifelock thing that I hear advertised on xm sports channels, of course I need to see how much the damn thing would cost.

Sorry FDC. but my guess is that the hacker got the logins from something you downloaded or some website you visited and installed a key logger.

This is just one of many reasons to stay up to date on windows patches. I doubt geek squad could figure out how to get it done.

This just sucks!
 
Agent 0659

Agent 0659

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DOGS THAT BARK said:
Would be curious of best preventive or coverage available.

Any input appreciated.

--and sorry about your misfortune FDC--super bummer.
Click to expand...

You could sign up for one of those credit monitoring deals. $25 a month or so and they contact you immediately when someone opens credit in your name.
 
R

ryson

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Dec 22, 2001
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I hate to see this happen, I do work in the software industry and with a number financial institutions and identities are bought and sold for pennies. You can literally buy an identity and active CC cards for 5-10 bucks. Granted there are a number of precautions that can be taken but at the end of the day if you get a worm/virus etc. they will install keystroke loggers, background processes that sniff your data and send back to the mother ship. Personally I have lifelock and a separate insurance policy for just this type of thing. Knock on wood I have not had my stuff stolen but a couple of big companies I had worked for sent me mail stating "we lost tapes with all of your personal infomation, but here is a year of free credit monitoring" which prompted me to be proactive. Sorry to hear FDC but I can assure you there are plenty of us white hats combating the f**kers every day! I use the following:

http://www.lifelock.com
http://www.zanderins.com/idtheft/idtheft.aspx
 
DOGS THAT BARK

DOGS THAT BARK

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Agent 0659 said:
You could sign up for one of those credit monitoring deals. $25 a month or so and they contact you immediately when someone opens credit in your name.
Click to expand...

I'm trying to be serious Chad--

Your solution would be fine--with exception of $25,000 coverage is not much better than phone call.

Life lock might be option--

LifeLock, the industry leader in proactive identity theft protection, offers a proven solution that prevents your identity from being stolen before it happens. We'll protect your identity and personal information for only $10 a month - and we guarantee our service up to $1,000,000.

Would depend on how credible they are--
$120 for $1,000,000
 
Last edited:
dawgball

dawgball

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I was going to ask about LifeLock.

Seems like a decent deal, but I don't know anyone who uses it.

agent -- are you experienced with this?
 
MadJack

MadJack

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BTW, Chad. I'm on that program too, with citibank CC. every time there's any type of inquiry about my credit I get a letter within a day or two alerting me about it.

I think it's a great plan and nobody would ever have the time to do what happened to FDC. it costs me 12 bucks a month and every quarter i get a detailed report about my credit rating as well.
 
Agent 0659

Agent 0659

:mj07:
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dawgball said:
An outside shot is that DTB was saying that when you get $83,000 taken, $25,000 is not a great solution.

maybe not. just guessing.
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Maybe he was....I was talking about BEFORE your identity is stolen, steps you could take to protect yourself. The $25,000 is to aid in the recovery of funds, and putting your life back together, not to cover what they took. 25G would go a LONG way.

:00x33
 
Agent 0659

Agent 0659

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MadJack said:
BTW, Chad. I'm on that program too, with citibank CC. every time there's any type of inquiry about my credit I get a letter within a day or two alerting me about it.

I think it's a great plan and nobody would ever have the time to do what happened to FDC. it costs me 12 bucks a month and every quarter i get a detailed report about my credit rating as well.
Click to expand...

I would want an immediate phone call or email in certain situations. 2 days is forever, but yea, these things help!
 
Agent 0659

Agent 0659

:mj07:
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dawgball said:
From what little I know about LifeLock, it costs $120 annually. It gives you $1M protection.

http://www.lifelock.com/lifelock-for-people

Is this comparable to what you write?
Click to expand...

Kinda, sorta, but not really. What I do is just a straight endorsement onto someones Homeowners policy.


The new ISO endorsement for identity-fraud expense coverage will help homeowners, condominium unit owners and renters defray necessary costs for rectifying one's credit-history reports.

The optional endorsement provides up to $25,000 of coverage for an insured's expenses directly resulting from an identity fraud discovered or known during the policy period.

These expenses include:

* costs for notarizing fraud affidavits or similar documents attesting to fraud;
* costs for certified mail to law-enforcement agencies, financial institutions and credit agencies;
* lost income ? up to a maximum of $200 a day and total payments not to exceed $5,000 ? from time taken off from work to meet with law-enforcement personnel or credit agencies;
* fees for reapplying for a loan when the application is rejected solely because of incorrect credit information received by the lender; and
* reasonable attorney's fees to defend the insured against lawsuits and remove criminal or civil judgments.
 
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