A former member on here has helped me a few times and given me fantastic advice and guidance. Well, I guess he's still a member, but he's not active. Most of us have a field of expertise. I see no problem helping another out. Just because Nick has a question, it doesn't mean he won't at some point hire an attorney of his own. A little legal advice saves a lot of heartache sometimes; I speak from experience. I'm sure Nick would be more than happy to answer a "is this a worthy reason to go to the ER" question anytime it was posed. Consider other members here to be neighbors, and you're going next door to borrow a tool. :0074 GL, Nick!