Here's another idea..........I bought a pre-construction condo in Chicago with very small amount of $$$ down. The condo will be done this fall and the building is almost sold out. I should net about 50 G's if the market stays strong in Chicago..........Look into pre-construction condos in your area. Pre-construction is getting in before the sellers goes into the open market. This gives the builder leverage with the bank...........If this works out OK for me I will take the money and possibly do it again, not sure yet??? Good luck.