bad services.my folks are down 197 units for yr.to say the least i stopped playing them.do not know how to compute that to percentage lost.1 of the guys is down 150 plus units all by himself.that is alot of money.past two week-ends they lost every nfl side and sugar bowl side.did win some totals.but 0-9 on sides.that is hard to do.will not mention names but they came from this site.