Indy's ripe for an upset IMO....Houston is an underrated team. No Freeney for Indy makes it even sweeter. Could be another close one with Indy winning late, so the +3.5/4 could help. This should be a close game no doubt, but Houston has a LEGIT offense that can go rounds with anyone when they're clicking. I like to have teams like that even when down 14 they can still come back...they did it at Indy earlier and covered the spread after being down big early.