Financial
Independence
Retire
Early
I've been deep in the research phase of the retirement planning process and figured I'd start a conversation about it. I joined a Reddit group dedicated to it (there are several) but there's just too much noise and too many 20 year olds chiming in with their plans. After talking with some of my friends, I realized none of us really had a grasp on how much we'd need to have saved or at what point you'd be in position to transition from saving via 401k/IRA accounts to saving in after tax accounts that you can use to bridge the time between retiring and accessing your money at age 59.5 or later.
There is an absolute shit ton of info out there on this, but I'll try to pare it down to the concepts and guidance I have found helpful.
Caveat: I'm not a financial planner. This is not financial advice, just a recap of the things I've been learning about. I have no personal or financial connection to any web sites, companies, or videos posted in this thread.
Independence
Retire
Early
I've been deep in the research phase of the retirement planning process and figured I'd start a conversation about it. I joined a Reddit group dedicated to it (there are several) but there's just too much noise and too many 20 year olds chiming in with their plans. After talking with some of my friends, I realized none of us really had a grasp on how much we'd need to have saved or at what point you'd be in position to transition from saving via 401k/IRA accounts to saving in after tax accounts that you can use to bridge the time between retiring and accessing your money at age 59.5 or later.
There is an absolute shit ton of info out there on this, but I'll try to pare it down to the concepts and guidance I have found helpful.
Caveat: I'm not a financial planner. This is not financial advice, just a recap of the things I've been learning about. I have no personal or financial connection to any web sites, companies, or videos posted in this thread.
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