HEY guys asking for some help here recent financial crisis

Scrapman

Scrapman

Rollingdembones
Forum Member
Jan 6, 2013
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south east PA
OK my old Van i used to make money with got blown head gasket 2 weeks ago the day i had leaking pipe replaced that goes from top of water pump to back of firwall that was $45 plus the $100 of antifreeze.

So tried to get a personal loan that was a waste of time one main financial and spring leaf

Wound up going to local automall to look at low cost 2001 buick regal at Chapman chevy ... winds up they cant find keys to the car thats down at other lot .....

so i never got to meet the sales man i set appt. with instaed someother young black moron tries to switch me into a way more costly chevy mailbu that was over priced at $8990

Shook his hand and walked away... NO BODY fucks with me i sold cars decades ago this is the old bait and switch game LOL!

SO wind up at old established dealer 75 years they been around Pacifico Ford Mazda Hyundai

Wind up with 2011 Dodge cailber Heat trim only 50,120 miles on it ......

BUT now the cost with full coverage monthly is burying me ... $529 a month

SO pray for me that i get job at lyft or uber because they make great money even if only 40 hours a week you can rake in $1000 .

Or food delivery pizza some local family run bussiness need to make at least $300 a week that would give me extra $671 a month i could live easily with that ..

Pray for me guys really without steady income i'll be on streets begging for money..

I was going to ask for cash loans from you all here to be able to buy decent used car but i got it done .

Have to claer up credit report remove two discharged debts and all the dings from inquires 15 of them LOL

lowered my score to 605 after it's all cleaned up I'll be way up to 750 or at least 705

then go back refinance with a couple thou down and cut it to 4 years save me at least $7000 in interest.

OF course low credit score yah bend over baby your fucked hard 17.5% interest is more than what the car cost at $13,500 added to cost after taxes and fees im at $22,890 eeeeeekkkkkkk thats a NEW car price :s1:
 
PAChicky

PAChicky

Bee
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Feb 7, 2013
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Scrapman said:
OK my old Van i used to make money with got blown head gasket 2 weeks ago the day i had leaking pipe replaced that goes from top of water pump to back of firwall that was $45 plus the $100 of antifreeze.

So tried to get a personal loan that was a waste of time one main financial and spring leaf

Wound up going to local automall to look at low cost 2001 buick regal at Chapman chevy ... winds up they cant find keys to the car thats down at other lot .....

so i never got to meet the sales man i set appt. with instaed someother young black moron tries to switch me into a way more costly chevy mailbu that was over priced at $8990

Shook his hand and walked away... NO BODY fucks with me i sold cars decades ago this is the old bait and switch game LOL!

SO wind up at old established dealer 75 years they been around Pacifico Ford Mazda Hyundai

Wind up with 2011 Dodge cailber Heat trim only 50,120 miles on it ......

BUT now the cost with full coverage monthly is burying me ... $529 a month

SO pray for me that i get job at lyft or uber because they make great money even if only 40 hours a week you can rake in $1000 .

Or food delivery pizza some local family run bussiness need to make at least $300 a week that would give me extra $671 a month i could live easily with that ..

Pray for me guys really without steady income i'll be on streets begging for money..

I was going to ask for cash loans from you all here to be able to buy decent used car but i got it done .

Have to claer up credit report remove two discharged debts and all the dings from inquires 15 of them LOL

lowered my score to 605 after it's all cleaned up I'll be way up to 750 or at least 705

then go back refinance with a couple thou down and cut it to 4 years save me at least $7000 in interest.

OF course low credit score yah bend over baby your fucked hard 17.5% interest is more than what the car cost at $13,500 added to cost after taxes and fees im at $22,890 eeeeeekkkkkkk thats a NEW car price :s1:
Click to expand...

I know the economy is tough for a lot of people right now but I have a question- and I only ask this because this is what pops into my head every time my dad can't pay his bills or his house is put into foreclosure.....

Are you still gambling, playing the lottery, etc???

and did i read correctly that it cost $45 to fix the leaking pipe and $100 in antifreeze????
 
kneifl

kneifl

Registered User
Forum Member
Jan 12, 2001
9,138
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Virginia
www.tradewithjon.com
Scrapman said:
OK my old Van i used to make money with got blown head gasket 2 weeks ago the day i had leaking pipe replaced that goes from top of water pump to back of firwall that was $45 plus the $100 of antifreeze.

So tried to get a personal loan that was a waste of time one main financial and spring leaf

Wound up going to local automall to look at low cost 2001 buick regal at Chapman chevy ... winds up they cant find keys to the car thats down at other lot .....

so i never got to meet the sales man i set appt. with instaed someother young black moron tries to switch me into a way more costly chevy mailbu that was over priced at $8990

Shook his hand and walked away... NO BODY fucks with me i sold cars decades ago this is the old bait and switch game LOL!

SO wind up at old established dealer 75 years they been around Pacifico Ford Mazda Hyundai

Wind up with 2011 Dodge cailber Heat trim only 50,120 miles on it ......

BUT now the cost with full coverage monthly is burying me ... $529 a month

SO pray for me that i get job at lyft or uber because they make great money even if only 40 hours a week you can rake in $1000 .

Or food delivery pizza some local family run bussiness need to make at least $300 a week that would give me extra $671 a month i could live easily with that ..

Pray for me guys really without steady income i'll be on streets begging for money..

I was going to ask for cash loans from you all here to be able to buy decent used car but i got it done .

Have to claer up credit report remove two discharged debts and all the dings from inquires 15 of them LOL

lowered my score to 605 after it's all cleaned up I'll be way up to 750 or at least 705

then go back refinance with a couple thou down and cut it to 4 years save me at least $7000 in interest.

OF course low credit score yah bend over baby your fucked hard 17.5% interest is more than what the car cost at $13,500 added to cost after taxes and fees im at $22,890 eeeeeekkkkkkk thats a NEW car price :s1:
Click to expand...


I'll try to give you some advice that's helped me immensely over the years. Get a full time job and make your hobbies/interests work for you. For instance, I have a job that pays me well. Also, on the side I do a lot of ecommerce because I'm interested in it and a lot of my friends are successful at it too. We help each other out. Another example, my wife has a full time job that pays her well. She loves working with people and networking so she has become a part time Realtor and she loves it. Also, if she ever wants too she can transition to full time being that she has years of experience.

I will tell you that no matter how good you are at gambling, I don't think you'll make much money off of it. I've been there and I've mad a few thousand here and there wagering on the games. The payoff isn't worth the work involved in my opinion.

Everyone goes through tough financial times one time or another. I even have rich friends that have been there. What seperates the winners from the losers is how they handle themselves under the pressure. I think if you go out and work hard, set up a budget for yourself, and set goals for yourself you will be fine. Might want to check out Dave Ramsey's FPU as well, it helped me.

kneifl
 
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zoomer

zoomer

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Forum Member
Feb 20, 2000
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Massapequa Park, NY USA
Scrapman said:
OK my old Van i used to make money with got blown head gasket 2 weeks ago the day i had leaking pipe replaced that goes from top of water pump to back of firwall that was $45 plus the $100 of antifreeze.

So tried to get a personal loan that was a waste of time one main financial and spring leaf

Wound up going to local automall to look at low cost 2001 buick regal at Chapman chevy ... winds up they cant find keys to the car thats down at other lot .....

so i never got to meet the sales man i set appt. with instaed someother young black moron tries to switch me into a way more costly chevy mailbu that was over priced at $8990

Shook his hand and walked away... NO BODY fucks with me i sold cars decades ago this is the old bait and switch game LOL!

SO wind up at old established dealer 75 years they been around Pacifico Ford Mazda Hyundai

Wind up with 2011 Dodge cailber Heat trim only 50,120 miles on it ......

BUT now the cost with full coverage monthly is burying me ... $529 a month

SO pray for me that i get job at lyft or uber because they make great money even if only 40 hours a week you can rake in $1000 .

Or food delivery pizza some local family run bussiness need to make at least $300 a week that would give me extra $671 a month i could live easily with that ..

Pray for me guys really without steady income i'll be on streets begging for money..

I was going to ask for cash loans from you all here to be able to buy decent used car but i got it done .

Have to claer up credit report remove two discharged debts and all the dings from inquires 15 of them LOL

lowered my score to 605 after it's all cleaned up I'll be way up to 750 or at least 705

then go back refinance with a couple thou down and cut it to 4 years save me at least $7000 in interest.

OF course low credit score yah bend over baby your fucked hard 17.5% interest is more than what the car cost at $13,500 added to cost after taxes and fees im at $22,890 eeeeeekkkkkkk thats a NEW car price :s1:
Click to expand...
Nobody fucks with you?
You paid almost 23k for a car valued at 13k and think the salesman was the moron?
 
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Amethyest

Amethyest

Myth Legend
Forum Member
Apr 15, 2001
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Sholud not have to be....

Sholud not have to be....

zoomer said:
Nobody fucks with you?
You paid almost 23k for a car valued at 13k and think the salesman was the moron?
Click to expand...

Many,'Hell' Not any'

I would like all here to know 1!!! thing.

Scrapman will do well.
 
Amethyest

Amethyest

Myth Legend
Forum Member
Apr 15, 2001
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0
We all respect

We all respect

*Your* Posts and opinions.

I am sure from here on in.....Many will show you the respect you deserve :toast:
 
Woodson

Woodson

L I V I N
Forum Member
Oct 23, 1999
15,757
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Blockchain
Logging in to advise you of this.

Nobody is successful as a slave to a lender, especially at 17.5%. I'm not talking Dave Ramsey, I'm just shooting straight. Your credit is shot, the average 715, turn the car over, collect on the registration tag fees if applicable, and buy a car that fits your current budget.

Swallow your pride... cars come and go but time... you can't fix that.

Remove yourself from this decision... hey, if a new car was the answer we's all be driving the next best thing no?

Credit forgiveness today, equals success tomorrow...

hope you comes to your senses... you can Uber in an Accord with 200,000 miles on it and nobody gives a shit... Point A to B with clean upholstery...

17.5% is more than your income allows plus gas and maintenance...

Swallow your pride... we all do it eventually if you learn humility.


Best to you.
 
hitr94

hitr94

Registered
Forum Member
Sep 16, 2015
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scrapman said:
so i never got to meet the sales man i set appt. with instaed someother young black moron tries to switch me into a way more costly chevy mailbu that was over priced at $8990
Click to expand...

Only advice I have would be to stop being racist. That "young black moron" isn't seeking donations and prayers from an Internet forum.
 
S

SoCalYo

Registered User
Forum Member
Sep 7, 2004
1,380
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38
San Diego
kneifl said:
I'll try to give you some advice that's helped me immensely over the years. Get a full time job and make your hobbies/interests work for you. For instance, I have a job that pays me well. Also, on the side I do a lot of ecommerce because I'm interested in it and a lot of my friends are successful at it too. We help each other out. Another example, my wife has a full time job that pays her well. She loves working with people and networking so she has become a part time Realtor and she loves it. Also, if she ever wants too she can transition to full time being that she has years of experience.

I will tell you that no matter how good you are at gambling, I don't think you'll make much money off of it. I've been there and I've mad a few thousand here and there wagering on the games. The payoff isn't worth the work involved in my opinion.

Everyone goes through tough financial times one time or another. I even have rich friends that have been there. What seperates the winners from the losers is how they handle themselves under the pressure. I think if you go out and work hard, set up a budget for yourself, and set goals for yourself you will be fine. Might want to check out Dave Ramsey's FPU as well, it helped me.

kneifl
Click to expand...

This isn't about you Captain Obvious. :0003
 
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HankWilliamsJr

HankWilliamsJr

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Apr 10, 2014
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kneifl said:
I was trying to help him idiot. You're a stupid fucking troll that probably struggles to get by.......

kneifl
Click to expand...

calm down mr 75%

:mj07::mj07:

how many trolls you picking fights with? don't bite off more than you can chew :mj07::mj07:

imagine a cowboy fan that is a huge asshole

:mj07::mj07:
 
S

Statman02

Registered User
Forum Member
Jan 29, 2000
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you have some tools for your scrap business.........wouldn't it be cheaper to fix the head gasket yourself......there is a you tube video about fixing anything you want as I'm sure you know
 
S

Salty

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Sep 10, 2015
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Halal Pork Delicatessen
Don't expect to make a 1000 a week driving for uber(x)... The rate for the consumer in your neck of the woods is roughly 22 cents a minute and a 1.18 a mile plus a 1.25 base fare... that's disgustingly cheap. On top of that riders don't tip. If you work 8 hours 5 days a week don't expect to net more than 600. then subtract the money you spent on gas... just fyi
 
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