I am upgrading to a "zero" as well..Have shopped around for two years and found these few items to note.
Use of machine... resident or Commercial ?
Check w/ your local Sams Club if any...also on line...They have Zeros w/ free shipping..{Swisher 14.5hp Riding Mower - 36"$2,640.00
Shipping Included
Check w/ your local shops who carry and service machines and price shop those..
Locally a shop near me has Husgavara 38'' and 42" UNDER $2,700.00 BEFORE TAX but DOES NOT INCLUDE BAGGING UNIT OR MULCHING KIT.
Lowes and Home Depot are selling what are dubed residential zeros as well...here again depends on what you are going to use the machine for.
I would get some more scoop from fellas like "Spuds" who use the zero's all the time and also when ya see guys and girls who do it for a living stop and say hi...Lawn folks are usually kicked backed and eager to shoot the breeze for a sec{especially when the heat index is 100 plus} and telll ya what they think...Heck....it's not like we have to punch a clock or listen to a co-worker bellyache and moan half the day away.
Best of luck w/ your search...I'll be glad to do some additional search for ya if it will help...Rain out days are boring as heck!
.............................................................................................
She was leaning on the juke box
And was lookin' real good
Like Natalie Wood
On a Pontiac hood
I said "Darling, I think I need a little hand"
Ya see, I've seen my downs
I've seen my ups
I seen miniature dogs
In coffee cups
But "Darling I ain't never seen a middle man"
{John Prine}
.