Passing this along................

bleedingpurple

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Where it is real F ing COLD
I do believe in universal health care, my biggest concern is not many know what's in the bill or understand it. The people should be more educated on this topic one way or the other.

Seems to me that people will get universal health care which is good but the bill didn't do much to regulate costs, such as charging $38 a dose of maalox,
 

fatdaddycool

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FDC - your opinion, obviously. And I've learned over the years from seeing your posts against anyone that disagrees with you, that they are always wrong and are an ass for not having the same opinion as you (see the SSD stuff above). Happens all the time, so I'm not surprised that you are seeing this the same way.

I get it - you are always right, I (and other posters) are always wrong, and we are all asses for having a different opinion that you. That's your mantra - and have seen it time to time again with other posters.

So, I won't bother discussing with you, given your position.

Has nothing to do with who's right or wrong, but everything to do with you misrepresenting the facts. The fact is that insurance companies make more than 3% than when I prove you wrong you say they turned it all back to the company. You didn't even acknowledge the billions they reported as a return on their equity. The fact is I'm right So why would you want to discuss it. If what you were saying was even remotely true there is noway We would even be discussing this but because insurance companies deny coverage fuck people over and make obscene profits and have no regard for the health and welfare of anything but thebottom line we had to do something . If you want to shill for the fucking thieves than do so but don't act like it's because I won't listen to your bullshit. You said they make 3% I proved you wrong and you made up some other bullshit. That's why we won't be discussing it anymore. At least try to be honest about something. As far as ssd goes he's a fucking dickhead and always has been. If you have truly read my posts you would see that I'm a normally very nice person but I don't like to be lied to
 

Mags

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Has nothing to do with who's right or wrong, but everything to do with you misrepresenting the facts. The fact is that insurance companies make more than 3% than when I prove you wrong you say they turned it all back to the company. You didn't even acknowledge the billions they reported as a return on their equity. The fact is I'm right So why would you want to discuss it. If what you were saying was even remotely true there is noway We would even be discussing this but because insurance companies deny coverage fuck people over and make obscene profits and have no regard for the health and welfare of anything but thebottom line we had to do something . If you want to shill for the fucking thieves than do so but don't act like it's because I won't listen to your bullshit. You said they make 3% I proved you wrong and you made up some other bullshit. That's why we won't be discussing it anymore. At least try to be honest about something. As far as ssd goes he's a fucking dickhead and always has been. If you have truly read my posts you would see that I'm a normally very nice person but I don't like to be lied to

As usual, you are wrong. I didn't misrepresent anything. You are just being dumb.

I said the average for the industry, in terms of profit margin, was 3-4%. This can be backed up by multiple sources and I showed you one.

You cherry pick a couple of outliers higher than 3-4% - and try to represent that as average. Of course, if you had math skills, you'd realize that if there are some that are 0-1% that offset that, then the average would be 3-4%.

And then, you try to change the topic to a different financial metric - ROE. :mj07: Of course, I was responding to a question on profit margin when you piped in. That was the topic. Since you were again losing the argument, you decided to change the topic to "well, that may be so, but what about return on equity?". Typical liberal. Lose one argument, then try to change the topic to something completely different.

You don't admit the truth - you took the high earning outliers and try to represent that is the average. You probably don't even understand how an average is calculated.

So, let me use a liberal tactic of changing the subject. If you want to talk about something interesting, let's talk about how blood sucking unions have driven jobs offshore, hurting the American job market and sending the jobs overseas by their continual outrageous demands.

Unions are going the way of the dinosaur - and just like Democrats were on the wrong side of history with their love of slavery, Republicans are with their gay marriage stance, so are you with your love of unions. They are history - and the public is solidly against them and what they stand for.

Or more specifically, let's discuss the blood sucking union of American Airlines, which drove the airline into bankruptcy, due to their high labor costs as compared to other airlines.

How is American Airlines doing today anyway? Ranked pretty low and still coming out of bankruptcy, aren't they?
 

fatdaddycool

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As usual, you are wrong. I didn't misrepresent anything. You are just being dumb.

I said the average for the industry, in terms of profit margin, was 3-4%. This can be backed up by multiple sources and I showed you one.

You cherry pick a couple of outliers higher than 3-4% - and try to represent that as average. Of course, if you had math skills, you'd realize that if there are some that are 0-1% that offset that, then the average would be 3-4%.

And then, you try to change the topic to a different financial metric - ROE. :mj07: Of course, I was responding to a question on profit margin when you piped in. That was the topic. Since you were again losing the argument, you decided to change the topic to "well, that may be so, but what about return on equity?". Typical liberal. Lose one argument, then try to change the topic to something completely different.

You don't admit the truth - you took the high earning outliers and try to represent that is the average. You probably don't even understand how an average is calculated.

So, let me use a liberal tactic of changing the subject. If you want to talk about something interesting, let's talk about how blood sucking unions have driven jobs offshore, hurting the American job market and sending the jobs overseas by their continual outrageous demands.

Unions are going the way of the dinosaur - and just like Democrats were on the wrong side of history with their love of slavery, Republicans are with their gay marriage stance, so are you with your love of unions. They are history - and the public is solidly against them and what they stand for.

Or more specifically, let's discuss the blood sucking union of American Airlines, which drove the airline into bankruptcy, due to their high labor costs as compared to other airlines.

How is American Airlines doing today anyway? Ranked pretty low and still coming out of bankruptcy, aren't they?

Bullshit. You said they make 3-4% roe is also part of the equation. That is money they made. I said you misrepresented the facts. You did. You tried to portray it as that was the only money that they made. Also, you called people dumb, insulted me and for all that now you play the victim. Your full of shit, period. You're a pompous ass, period. I wouldn't know our care about Americanor your thoughts on unions. Poor insurance companies they only make pennies on the dollar. You're so full of shit.
 

Mags

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Bullshit. You said they make 3-4% roe is also part of the equation. That is money they made. I said you misrepresented the facts. You did. You tried to portray it as that was the only money that they made. Also, you called people dumb, insulted me and for all that now you play the victim. Your full of shit, period. You're a pompous ass, period. I wouldn't know our care about Americanor your thoughts on unions. Poor insurance companies they only make pennies on the dollar. You're so full of shit.

OMG... debating you is like debating a 2 year old. No wonder SSD has so much fun using you like a pinata.

1. I was clearly talking about profit margin in my earlier message, as was the prior message I was referring to.

2. More importantly, you talk about ROE like it some unrelated financial measure. Profit margin is net income (including investment income) divided by premium. ROE is net income divided by shareholder equity.

It is not a different profit number - it is the same damn numerator, just a different denominator (just to help you, the numerator is on the top, and the denominator is on the bottom).

You are implying that ROE has some "magical" profit number that is different for profit margin as opposed to ROE. Not the case for an insurance company.

Same profit number. Gosh, at first I thought you were kidding, but then I realized you were actually serious. Ouch for you.

And speaking about pompous asses - I think the definition of that is a person, with no background in a given industry or topic, pretends they are intimately familiar and they understand a given industry or topic better than someone who has worked with and in the industry. They may even pretend to understand financial metrics and make false accusations.

You really need to pay more attention to SSD's posts - he provides some great financial tutoring.

And you've been ripping me all along... and just like the other many posters that you insult on this board who disagree with you, I am giving it right back to you just as they do.

You are wrong on this topic, but I would never expect you to admit it. It is not your style. In your own mind, you are always right. But, you are self confident, I'll give you that.
 

fatdaddycool

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OMG... debating you is like debating a 2 year old. No wonder SSD has so much fun using you like a pinata.

1. I was clearly talking about profit margin in my earlier message, as was the prior message I was referring to.

2. More importantly, you talk about ROE like it some unrelated financial measure. Profit margin is net income (including investment income) divided by premium. ROE is net income divided by shareholder equity.

It is not a different profit number - it is the same damn numerator, just a different denominator (just to help you, the numerator is on the top, and the denominator is on the bottom).

You are implying that ROE has some "magical" profit number that is different for profit margin as opposed to ROE. Not the case for an insurance company.

Same profit number. Gosh, at first I thought you were kidding, but then I realized you were actually serious. Ouch for you.

And speaking about pompous asses - I think the definition of that is a person, with no background in a given industry or topic, pretends they are intimately familiar and they understand a given industry or topic better than someone who has worked with and in the industry. They may even pretend to understand financial metrics and make false accusations.

You really need to pay more attention to SSD's posts - he provides some great financial tutoring.

And you've been ripping me all along... and just like the other many posters that you insult on this board who disagree with you, I am giving it right back to you just as they do.

You are wrong on this topic, but I would never expect you to admit it. It is not your style. In your own mind, you are always right. But, you are self confident, I'll give you that.
I posted the link proving you wrong the rest of it doesn't matter.
I will say that you don't know shit about me or my style but it doesn't surprise me that you act like you do.
 

fatdaddycool

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You know what mags. You seem like a smart guy and you may be a very cool cat. I don't know you. I personally don't think the amount of money that big insurance companies make add up to only a small 3% they make billions every year. I don't trust them. My point is this. It's not going to help for you and I to keep arguing we aren't going to agree. I do feel like you talked down to me in your very first post and I got pissed. I really don't have the desire to keep up the argument at this point. Believe it or not I don't really like being a dick to people so. ...... yeah. Good luck on your plays going forward and all that but at this point I'm going to agree to disagree.

Hope this helps,
FDC
 

Mags

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You know what mags. You seem like a smart guy and you may be a very cool cat. I don't know you. I personally don't think the amount of money that big insurance companies make add up to only a small 3% they make billions every year. I don't trust them. My point is this. It's not going to help for you and I to keep arguing we aren't going to agree. I do feel like you talked down to me in your very first post and I got pissed. I really don't have the desire to keep up the argument at this point. Believe it or not I don't really like being a dick to people so. ...... yeah. Good luck on your plays going forward and all that but at this point I'm going to agree to disagree.

Hope this helps,
FDC

Ditto.... I understand that folks hate insurance companies... but I've been involved with them, so I do still up for them, as I've seen the good (and bad) that they do.....

But you are right, not worth continuing to argue about - I don't think we'll change each other's minds on this.....:toast:

Good luck on your plays also.
 

fatdaddycool

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Mar 26, 2001
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Ditto.... I understand that folks hate insurance companies... but I've been involved with them, so I do still up for them, as I've seen the good (and bad) that they do.....

But you are right, not worth continuing to argue about - I don't think we'll change each other's minds on this.....:toast:

Good luck on your plays also.

Good deal man. I will say again I do think you're an intelligent dude from what I know of you and I do apologize for being a dick at times. It wasn't necessary and I actually do feel bad about it. Again, cheers going forward and I hope there are no hard feelings brother.
 

Mags

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Aug 8, 2000
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Good deal man. I will say again I do think you're an intelligent dude from what I know of you and I do apologize for being a dick at times. It wasn't necessary and I actually do feel bad about it. Again, cheers going forward and I hope there are no hard feelings brother.

Too funny... I was going to pretty much say the same thing.. my apologies where I was out of line - and I was at times....

And I was going to ask if we were going to hug it out..... but BP beat me to the punch!
 
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