Question for insurance agents...

[Chadman]

I have heard some recent talk regarding single payer health care and every individual taking out their own insurance plan with insurors, like the car insurance industry. From a totally novice perspective, it seems like an idea worth looking at. Would think big and small businesses would like it, individuals might benefit from wide-open competition (again, totally novice perspective here), and it would accomplish freedom of choice, etc. I'm sure there are plenty of issues that be problematic - people who can't afford it would still be an issue like car insurance - and MANY people would have a very hard time with little money. But at face value, what would the drawbacks be from the insurance perspective?

 

[Agent 0659]

Not my thing and can't really help you Chadman. Wish I could!

I think TheBoys will be able to and probably DTB when they catch this.

 

[DOGS THAT BARK]

Not that familiar with it either but believe most the draw backs would be on the people Chad -unless coverage was guarantee issued--and if so they could still rate each on individual basis.

If it followed current individuals rules--everyone would be medically underwritten on individual basis.
great deal for the healthy-unafordable- if they can get it at all for the unhealthy.

 

[The Boys]

This will help answer your question:


http://www.grahamazon.com/sp/