Please keep in mind the health care cost increases don't mean JUST price increases...
Health Care costs are due to 2 items:
1. Prices of care, and the type of care being given (more and more new technology drives up costs AS does more and more Brand prescription drugs - the ones you see on TV),
AND
2. UTILITIZATION. This is the bigger one of the two components. People demand more and more health care. This trend will not slow down - and this is the part of the cost curve that a goverment plan cannot stop - even by mandating payment levels. The only way we can get there is by rationing. Currently our health system does ration - by ability to pay. Which is how we ration everything in this country. Should health care be rationed that way? Same say yes, some say no.
It is shown that the higher the average household income of a country, the more a country spends on healthcare. So we are not outside of the norm. People demand healthcare - a lot of it.
And with 2/3 of American's now considered obese (I just read that today - WOW), it is going to get worse and worse.
We need to find a way to control utilization. The only way I know of to do it is with high deductibles and copayments. Consumers need skin in the game - so they have to pay a signficant piece too.
Our system now insulates the customer from the cost via low copays and low deductibles. This increases utilization.
Here's an example: my sister in law is a teacher - she has NO copay for doctor visits and a $2 copay on ANY brand drug. Obviously she doesn't think twice about having her or her children visit the doctor - even if some would view it unncessary.
Control health care costs?
1. Empower people with knowledge of prices (put up a board like at Burger King)
2. Make the consumer pay a signficant piece of the cost - so they have skin in the game, and
3. Stop going to F**KING McDonalds and get off the couch and stop playing XBOX (and stop sitting at the computer wrting articles on MJ"s)