then he calls me a moran and hangs up.....................sheesh:shrug: :0corn
:mj08: :mj08:
then he calls me a moran and hangs up.....................sheesh:shrug: :0corn
You don't need to go to the monthly expense of any credit monitering service or LifeLock. We all have the right to lock our credit files. Some states allow this to be done for free....it just depends on where you live. The best part is that if you've been an identity theft victim..... IT IS FREE.
Just read this......
Credit freezes are one of the most effective tools against economic ID theft available to consumers. They allow you to lock up your records and select a secret code that only you know and can use to temporarily "thaw" your credit. That added layer of security means that thieves can't do anything with your information even if they are able to obtain it.
Freezes have always been available for free to victims of ID theft. But recently all three of the major credit bureaus adopted new rules allowing more non-victims to have access to them than ever.
This is a big step forward. Before the new rules, only residents in the 39 states (plus Washington D.C.) listed in the columns below were allowed by statute to request a credit freeze. Now everyone else in the other 11 states -- Alabama, Alaska, Arizona, Georgia, Idaho, Iowa, Michigan, Missouri, Ohio, South Carolina, and Virginia -- will be allowed to take this preemptive measure against ID theft. If you live in one of the 11 states, here's what you need to know:
? The cost varies by state and can be up to $10 per bureau. Under that scenario, the total amount to freeze all three credit reports would be $30. (For Georgia residents, the cost will be $3 per bureau as of Aug. 1, 2008. It will be free for senior citizens and victims of ID theft with a valid police report.)
? It will also cost you up to $10 per bureau each time you want to unfreeze or "thaw" your records to apply for new credit. Again, this fee varies on a state-to-state basis.
Full instructions for requesting your credit freeze online are available at TransUnion.com, Experian.com and Equifax.com*.
Requesting your freeze by telephone? Here are the numbers to call:
For Experian, dial 1-888-397-3742
For Equifax, dial 1-800-685-1111
For TransUnion, dial 1-888-909-8872
If you'd like to request a freeze by mail, use the following form letters for TransUnion, Equifax and Experian.
* The online option for Equifax currently is only available to residents of Georgia, Iowa, New Jersey and Wyoming.
................................................................:mj07:
no, my ass is bigger than that idea :mj07:
.....................................................You're response to my post is insulting....why would a guy come in here and whine about being a victim and then attack someone for trying to help? You sir....are just amazing !!!
:shrug: :shrug: :shrug:
Hey thanks for the tip. It really helped. Hasn't cost me a fuhkin thing to get everything I own frozen including withdrawals and deposits and lucky for me............ Equifax, TransUnion and Experian are all on board with freezing my credit...............yep.............right there at the lowest point in my life they want to freeze it for me when the score has hit rock fuhkin bottom because some asshole stole more money from me than I can ever imagine and now all my bills are going unpaid due to the fact that those three were right on top of their game. Yeah that helped.
Hey for your 269th post maybe you can tell us about kickin the shit out of the little retarded kid down the street.................well not that because that I would probably find a bit funny so...............how about telling me how we blew up the Pentagon, that oughta help.
Hope this helps you a hell of a lot more that you helped me,
FDC
....
Sorry - dont buy shit over the internet.
You're response to my post is insulting....why would a guy come in here and whine about being a victim and then attack someone for trying to help? You sir....are just amazing !!!
:shrug: :shrug: :shrug:
................................................................
I think I read most of this thread so I got the gist.
It sounds to me like you have used your credit cards indisciminantly over the internet for too many years. That shit will catch up to you. My wife got a Orchard Bank card over the internet and the first time she used it she started to get bills on it for memberships. When she called to cancel it , they sold her card number to someone else and they started charging the card. The fraud dept at the bank said it happens all the time.
Sorry - dont buy shit over the internet.
hope that helps ( patent pending )
...........................................................Actually big boy it has more to do with the fact that I bank at the AA credit union and all my accounts are with them other than my home loan. I never make purchases over the internet except a couple that I have made through paypal and that account got tampered with also. with all my acconts such as truck lona, savings. checking, boat loan, etc.. all have the same account number save a different dash number. That is why they chose to freeze them until this mess is cleared up. I understand it, don't like it and have had to deal with some serious crap because of it but life is still fun. I will get through it eventually. I do pay my bills over the internet and many of them, almost all of them are direct debits from my checking account. The only bad part is I have no access to my money for the time being and need new tires so that sucks, other than that I have Killian to help me out.
Hope this helps, (give it up Scott, you know this is considered my signature statement and although I applaud your resentment it is time to let go).
FDC
................................................................Actually big boy it has more to do with the fact that I bank at the AA credit union and all my accounts are with them other than my home loan.FDC
Anybody lash out much?:scared
. I know what the damn sypmtoms are you idiot now if you want to help wipe my ass with a soft cloth moistened with a bit of salve or shut the hell up.
but then again how much did I really need to hear someone tell me credit freezes are helpful. Yea, thanks for that Pontius I should be good from here thanks for the help, Jesus
Just sayin:shrug:
Hope that helps,
FDC
................................................................
Sorry - dont buy shit over the internet.
hope that helps ( patent pending )
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