I don't like the rutgers play at all.  It'll probably pull out in the end.  But if this goes anything like all 4 home openers i've seen since ive been to school here the smart bet might be Buffalo +4.5 for the 1st quarter.  
There defense actually isnt half bad you just can't tell because they get tired cause there ALWAYS on the field.  3 and out's almost every possession will do that.  Anyways I think Buffalo's defense will keep Rutgers offense to 3 at the most at night with the home crowd into it at home.  So it doesn't even matter if UB can't score a point!  Anyway i don't know the stats, I know they were up on cuse a TD last year at 1st quarter ended up not covering the spread for the game.  If i were you I'd stay away from Rutgers all together tomorrow, but thats just my oppinion.  Good luck with whatever you play I just hope it stays close until the 2nd quarter.