OK, I scratched TB for this season. The Saints have covered 4 straight games and I dont want to stand in front of that train, especially coming off a loss with the homefield advantage they have now. The UNDER is the play in that game for total players. TB has a rookie QB making his first NFL start on the road and a defense that can keep them in the game for awhile. TB just has too many problems now and they havent even been a +7 dog for the last seven years. They were in my database because of Jon Grudens ability to coach. I think Im going to pass on them this year. In regards to your question if I buy extra points..........never. If the concensus line is not +7 offshore and Vegas I will pass. Maybe I over-simplified things in my post, I have to shift on the fly and manage my season like a portfolio........especially in the begining of the season.7 and 3 are key numbers, it takes alot of money to push them off those numbers........but if that happens, it becomes a judgement call or I just buy back the other side and take a loss on the vig. I buy back alot of bets throughout the season and it runs into some money, but in the long run it pays off and saves me from alot of losses. You ask about Miami, they are +10 dogs in NE., not +4. Again, if you ever have questions, just ask. Some people on this site are of the opinion that Im trying to cultivate customers to later sell my picks to..................which is ridiculous. I dont want the aggravation or responsibility of running a tout service. I have several friends who run services and I dont want any part of it. Most handicappers dont have much capacity for self-evaluation. You have to have a meticulous plan and understand what your doing and why. To do what I do takes alot of explaining and one on one time........which I dont mind, but not with two or three hundred clients. Ive been surfing since I was nine years old, and travel alot. I like my life just the way it is. Making an extra 40 or 50k a year doesnt mean much to me. I live a very comfortable lifestyle and go and do whatever I want, but as long as I can surf, party, bang hot chicks and pick winners Im fine...HA, HA.