i got another bill for 500. Puts my two hour stay close to the 11 thousand dollar mark and all i left with was a perscription a pat on the back and told i was on my own. If only perscription medicine was legal i could have gotten the pain pills and rode this thing out. 11 grand for less then two hours :mj07: :mj07: :142smilie
My son stayed in a hospital for about 23 hours and it cost $7,000. Just tests and some pain medicine he had to beg for. This is a sorry system and this is a system that Americans are proud of? How can you defend this?
People who pay for health insurance, are you really insured? Or are you just a sucker who keeps the insurance companies fat every month? Read this:
DOUG CHRISTENSEN
Bought a $400-a-month policy?but didn't read the details
As they held hands in the hospital admissions office, Doug and Dana Christensen's only focus was on how the day's surgery might halt the bone cancer that had spread to Doug's lung. That is, until a clerk hunched over their paperwork said, "This is the worst insurance policy I've ever seen," before asking for an $8,000 payment in advance. "I freaked out," says Dana. "How were we going to come up with the money?" That morning in 2002, Doug, a California boat customizer, and Dana, a court reporter, learned the insurance they bought through MEGA Life for $418 a month would not help Doug in his hour of need. "We were told it would pay 80 percent of hospitalization and that all doctor visits were covered," says Dana. Having survived a previous cancer scare, Doug had taken out a $100,000 supplemental chemotherapy policy. But that coverage topped out at $1,000 per day?even though his daily chemo ran as high as $18,000. In all, their insurance paid less than a fifth of his bills.
By fall, Doug, 49, knew he'd lost his battle?and had run up $450,000 in debt. "He asked me to divorce him so I wouldn't be responsible," says Dana. "I told him I believed in my vows, 'In sickness and in health.'" Doug died that Oct. 2.
Widowed and pursued by bill collectors, Dana sued MEGA Life and won a settlement for $1.7 million. A company rep admits no wrongdoing: "We are diligent in our efforts to make sure customers understand the policies."
But Dana, 49, has lobbied Washington for a change in the laws. "On one of his last days I found Doug looking out the window," she says. "I asked him, 'What's up?' He said, 'This should not happen. This is wrong. This is just wrong.'"
ANNETTE NOE
A deaf girl's insurer only agreed to provide a hearing device for one ear?at least at first
Doug Noe is a big fan of Michael Moore, the provocative director of Fahrenheit 9/11. Last year, he learned Moore was working on Sicko just as Noe was waging a battle with his insurer, CIGNA. His 3-year-old daughter Annette had been born deaf and needed a pair of high-tech devices known as cochlear implants, one for each ear, to hear and develop normal speech. But days before the scheduled surgery, CIGNA, to whom Noe had been paying $600 monthly premiums, okayed just one implant?deeming the second "experimental."
Noe, 60, decided to e-mail Moore and tell him his story. He also fired off a letter to CIGNA: "The noted filmmaker Michael Moore is gathering health-care horror stories. Has your CEO ever been in a film before?"
The day before a conference call last May to argue his case, Noe got a voice mail from CIGNA saying the company had "redecided" his appeal. While not commenting on the specifics, CIGNA's Dr. Jeffrey Kang says that, at that time, it was their policy not to cover two implants because of a risk for bacterial meningitis. But Annette Noe is making great progress with the two implants she received. "How can anybody deny treatment for a child with disabilities?" asks her father. "In this country?"
http://www.people.com/people/archive/article/0,,20061418,00.html