Spy Let me clear something up on prex ex and insurabilty so we can keep things in prespective on issues
Areas that I think need addressed--
As I said before I am in complete agreement on people with individual poilcies getting raked if they have substantial claim and agree this is area that needs addressed.
Another area is those that leave group can have cobra for 18 months but after they may be turned down period--with high risk pool only option.
Worse yet is if group goes bankrupt and group coverage is terminated they do not have to accept anyone employees on health as each will be individually underwritten.
All the above examples I deem unfair and need to be addressed
Under a group policy--a new hire is excepted regardless of health and can not be turned down.
group coverage is quite diff
Also if person goes from one group carrier to another there are no pre ex condions provided they have not went without insurance for over 62 days.
The reason the group coverage is much more fair is you have the law of large #'s. Everyone in group is covered except for a few that may waive coverage for a reason such as already covered under spouse plan who's coverage is better.
so the prob lies with individual coverage. If they could some get "everyone" to be covered this issue would be solved.
The prob I see is how do we get everyone covered. Those that can't pay would have to be paid for by those already footing bill on their own via taxes. I am not in favor of that--so what other options are left.
O said his plan would increase defict--which the CBO already said was incorrect.
The only way that O can be correct is if they add a tax on top of medicade and medicare to pay for these people--and I don't think he's going to get any volunteers among tax payors to foot bill for their own insurance plus foot bill for medicare-medicade and now 43 more million.
--and with medicare/medicade already being in huge deficits I'm not sure if he added 50% tax of everyone gross wages if he could balance the book on healthcare.
Every admin we've had has addressed this issue along with ssn and there are no answers.
I would like to think that O has good intentions--but with him turning his back on tort reform which is biggest culprit and easiest to fix--I have to say his political interests are his primary concern.
I heard him guarantee someone on radio today we would have healthcare reform--is odd he said healthcare because he had changed tune to insurance reform after his rating took a hit.
Also there is rumors theywill use nuclear option (requires 50 votes instead of majority, to pass.
I still don't think he will get any "healthcare care" bill passed but will opt for watered down insurance reform and then claim victory.
